Your Trusted Mortgage Lender

I start each day excited to help people build wealth with real estate for a strong financial future.

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Whether this is your first home, vacation home, or forever home, my team will find the mortgage that best suits your needs and supports your financial goals.

My goal is to help people reach their financial goals – whether I’m originating a loan, coaching a colleague, or inspiring an entrepreneur.

  • Sue is the real deal. If you want to truly grow your business with the best support and tech stack available, CLG is the place.
    Andy Dautrich
    Sr. Mortgage Consultant
  • Great communication, the individuals we worked with from beginning to end were friendly and personable while being very professional. They were invested in helping us in getting the loan we needed for our house and explained every part of the process very well which is great for a first time home owner. I could not be more happy with how smooth this process was and how wonderful the staff were!
    Gabrielle M
    Home buyer

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I want to buy a home. Where do I start?

Getting your first mortgage is likely the biggest financial decision you have made so far in life, so understanding the ins and outs is essential. Learn where to start and what to expect for each step of the journey.

Step 1: Understand Your Budget

The first step to buying your home is figuring out how much you can afford. Start by looking at your monthly income, expenses, and savings. Remember, buying a home is not just about the home price. You will also need to account for closing costs, property taxes, homeowners insurance, and maintenance. A good rule of thumb is to aim for a monthly mortgage payment that is 25-30% of your take-home pay.

Step 2: Get Pre-Approved for a Mortgage

Next, you should get pre-approved for a mortgage. This process tells you how much a lender is willing to loan you based on your income, credit score, and debt-to-income ratio. This is so important because having a pre-approval letter shows sellers you’re serious and ready to buy.

Step 3: Choose the Right Real Estate Agent

A great real estate agent can make all the difference. They’ll guide you through the home search, negotiate offers, and help with paperwork. Look for someone experienced, local, and who truly understands your needs. If you need help finding one, then ask your lender, a friend, and be sure to read reviews.

Step 4: Start Your Home Search

Now comes the fun part—house hunting! Make a list of must-haves, like the number of bedrooms and bathrooms, and nice-to-haves, like a big backyard or a specific neighborhood – but don’t rush this step; finding the right home takes time.

Step 5: Make an Offer

Once you’ve found your dream home, it’s time to make an offer. Your real estate agent will help you decide on a competitive yet realistic price. Prepare for some negotiation, especially in a hot market.

Step 6: Get a Home Inspection

After your offer is accepted, schedule a home inspection to ensure there aren’t any hidden issues with the property. If the inspection uncovers problems, you may be able to negotiate repairs or a lower price with the seller.

Step 7: Close the Deal

The final step is closing the deal. This is when you’ll sign all the necessary paperwork, pay closing costs, and get the keys to your new home. Congratulations, you’re officially a homeowner!